Credit Karma is an online service that allows you to check your credit score for free, and now there’s a mobile app so you can keep tabs on your credit score anytime, anywhere. With the information provided here there’s no longer any reason you cannot be updated on your credit status.
If you’ve been using the website’s service then the interface will look familiar, but even if you haven’t it’s not that difficult to figure out. First you need to create an account and provide some information about you and your credit cards. Once your identity has been confirmed you’ll gain access to the dashboard where all the relevant information is stored.
The app gives you access to your credit score anytime you want, and the app is going to monitor your credit report so if there are new developments you’ll be notified right away. If a new account is added, a record becomes public, there’s a delinquent payment or an inquiry appears, your user profile is updated and you’re going to be notified.
The app’s dashboard provides a lot of information about your credit card, so it’s a good thing Credit Karma is secure. If a new credit line is taken out with your name you’re going to be notified and get a ping. The security in the app tracks all activities as well so if there’s something unusual going on you’ll be the first to know.
The credit card report is broken into easily readable chunks so at a glance you will see the credit card utilization, debt-to-income ratio, derogatory marks, etc. and you are given a grade in each sector.